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LOANS are NOT INCOME, and are therefore NOT TAXABLE

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DEFI loans are not handled by Koinly, instead the "deposit" is assumed to be a "missing transaction" when there are "withdrawal" transactions, CHARGING FULL TAX??!!. So I need to keep manual records to hand to my accountant? This seems like a very important tag.

This missing tag is making my tax paperwork much harder than necessary, especially when I have other types of loans that I must account for on the blockchain.

Super important. Please fix this

Also we in settings we could have option something like: "Realize gains on loans and interest payments [If turned off, realized gains from transactions tagged as borrow/repay/loan interest will not be included in your capital gains summary and reports.]

Add Tags: 'Loan' and 'Loan Repayment'

Automatically merge is going nuts...

It becomes a real big problem for me to use Koinly at the moment. I try to store my borrowing and lending history on Koinly. Therefore I need to import data from 9 different Solana Wallets. While I already imported some of the wallets, Koinly is merging the data totally mixed with new imported data. AS SOON AS I UNMERGE THEM AGAIN, DETAILS ARE GETTING LOST OR STAY MIXED. EVEN WHOLE TRANSACTIONS LIKE loan interest IS LOST ALL OF A SUDDEN.

This is caused by the fact that Koinly does not offer borrowed and borrow repay tag. Borrowing is a normal deposit and repaying is a normal withdraw at the moment. That's why Koinly looks for a counterpart, which just ends bad in my transaction history over and over again

I’ve been working around this limitation by creating a “wallet” for each protocol i use for lending/borrowing (ie. Aave). Then I change the withdraw/deposits to tranfers in/out of this wallet.

This is far from ideal, but it works for now

The support for loans is not up to scratch IMO and I agree that there needs to be a tag for loaned funds as well as another tag that can be used when making a loan repayment. At the moment if you borrow funds, they simply are marked as a Deposit into your account, which for tax purposes is probably fine, but I'd like for my own records to be able to keep track of how much I've borrowed, where from and be able to filter at a glance what repayments I've made, when and how much for. Even for Koinly to give me an outstanding balance of my loan(s) would be amazing.

Also, we need tags to distinguish between staking, sign-up bonuses, loan interest received, loan interest paid, etc

Each type could be taxed differently, depending on one’s tax situation (and obviously, country).

For instance, some sign-up bonuses may not be taxable depending on the conditions they are paid.